Our mission is to help you reach your financial and credit score goals by challenging and removing inaccurate, erroneous, and unverifiable negative items on your credit report. Sit back and let the Experts at Credit Prime lead you to a better life with our top-notch credit repair service.
Having a great credit score is key to a better financial life. It can mean the difference between home ownership and renting for the rest of your life.
Obtaining a credit card can be a challenge if you have bad credit. Sometimes your only option is a secured credit card.
While the most common type of loan, getting anything even close to the advertised rate is nearly impossible with bad credit.
Some mortgage lenders will still finance you with bad credit, but you will pay tens upon tens of thousands more for your loan.
According to a recent study, nearly 80% of all credit reports have errors that can lower your credit scores – but you have legal rights and we know how to use them to benefit you!
The law gives you the right to challenge & dispute any questionable negative item on your credit report. We will challenge the negative items with the credit bureaus on your behalf and if they can’t verify it as accurate, they have no choice but to remove it.
All items on your credit report MUST report 100% accurate information, report timely information, and report only verifiable information.
First, We review your credit report and identify every questionable negative item hurting your score.
Next, We challenge the negative items using our Advanced METRO2 Compliance dispute process for the fastest, most effective removals in the industry.
As you work to build a positive credit history, we monitor your credit report and continue to use the law to help you improve your credit as new issues appear.
Keep your SmartCredit® membership active to protect and maintain your good credit. Use action buttons to resolve issues directly with your creditors.
