your path to great credit

We are your credit repair experts. Get the results you need to achieve your credit goals!

Why Credit Prime

Most credit reports contain errors and questionable items that can lower your score to keep you from living the life you deserve. Our only focus is to help get your life back by helping you achieve great credit and overall financial freedom.

Free Credit Analysis

Get started with a free credit analysis of your credit report, detailing what’s negatively affecting your credit score.

Unlimited Disputes

We’ll dispute inaccurate and unverifiable items with the credit bureaus, your creditors, and the collection agencies.

Credit Rebuilding

To help increase your credit score, we offer a selection of primary tradelines, such as Credit Builder Card and Self Lender.

Fast Disputes

Unlike some credit repair companies that prolong the credit repair process for financial gain, we prefer to dispute more items at once.

Credit Education

To maintain good credit, it’s important you understand how credit works. We provide you with the resources to learn about credit.

Personalized Service

We understand that in stressful situations like this, you need someone you can depend on. We’re here to help every step of the way.

How Does Credit Repair Work?
The Fair Credit Reporting Act and Fair Debt Collection Practices Act protects you from unfair reporting and debt collection. We leverage the power of these laws to dispute on your behalf any questionable negative items on your credit report.
1. Analyze
We review and identify negative items affecting your credit score and explain what can be done to improve it.
2. Challenge
We address those negative and questionable items with the credit bureaus, your creditors, and collection agencies. This may result in the deletion of these items and increase your credit scores.
3. Continue
We keep the process going while implementing other strategies, helping you reach your credit goals.

We use the power of the law to legally dispute questionable negative items, such as...

  • Collections
  • Late Payments
  • Bankruptcies
  • Inquiries
  • Charge Offs
  • Student Loans
  • Personal Information
  • Repossessions

Your Client Portal allows you to easily track and monitor your progress

You can log into your client portal anytime to access your account, review activity, exchange documents securely and monitor your overall progress. Plus, take advantage of our tools and resources that’ll empower you to improve your overall financial future. 

We can help get your life back, so you can...

  • Get the best unsecured credit cards
  • Buy the home of your dreams.
  • Get approved for a car loan
  • Get better car insurance rates
  • Live the life you deserve.

FAQ

Most frequent questions and answers
Yes, credit repair is 100% legal. The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit reports that are inaccurate, obsolete, or unverifiable. If it cannot be verified, it must be removed. Inaccurate info is usually updated.
 

There’s a one-time setup/audit fee of $79 six days after signing up. Then $79 per month, starting 30 days later. You are charged for work completed. You can cancel anytime.

To get started, request a free credit analysis, a detailed break down of your credit report, revealing things that are negatively impacting your credit.  Then you can decide if credit repair is right for you.
Yes. It is how we access your 3 credit reports and scores to conduct a proper credit analysis and update your progress each month. The cost is an additional $19.99.
 
It typically takes 30-45 days from the day the credit bureaus and debt collectors receive your disputes to know if an item has been deleted from your credit report.

Every client’s situation is different, but the average client is with us for at least six months or more, if necessary.

Let's Get You Started!

One low monthly fee of $69 gets you everything you need to improve your credit. Or make a one-time payment of $299.

Get In Touch!

Phone | Fax | Text: 302.314.3133
Email: info@creditprime.co
Mailing Address: P.O. Box 671, Middletown, DE 19709
BUSINESS HOURS: MON-FRI 10:00 AM - 6:00 PM

© 2019 Credit Prime LLC. All Rights Reserved.