• 855-872-3399
  • info@creditprime.co

Let's improve your credit score!

We are your credit repair experts, here to help you achieve your credit score goals!

Why Credit Prime?

We are committed to helping you improve your credit and overall financial future. We strive to exceed your expectations.

Credit Analysis

A breakdown of what’s negatively impacting your credit and how to improve it.

Unlimited Disputes

No limit on the number of items that needs to be disputed on your behalf.

Credit Rebuilding

Access to resources designed to help increase your credit score.

Fast Results

We get to work fast on your case for the quickest results in 45 days or less.

Credit Education

We provide you with the knowledge you need to maintain good credit.

Personalized Service

You’re not alone! Count on us to be here for you every step of the way.

How Does Credit Repair Work?
The Fair Credit Reporting Act and Fair Debt Collection Practices Act protects you from unfair reporting and debt collection. We leverage the power of these laws to dispute on your behalf any questionable negative items on your credit report.
1. Analyze
We review and identify negative items affecting your credit score and explain what can be done to improve it.
2. Challenge
We will challenge your negative and questionable items with the credit bureaus, your creditors, and collection agencies, which may result in the deletion of these items.
3. Continue
If the items are not corrected or deleted, we continue to dispute the items using specialized tactics until the desired outcome is achieved.
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Our credit repair services can help you remove inaccurate or unfair negative items from your credit report, such as...

  • Collections
  • Late Payments
  • Bankruptcies
  • Inquiries
  • Charge Offs
  • Student Loans
  • Personal Info
  • And More...

Track your progress 24/7

Your client portal allows you to access your account, review activity, exchange documents securely, and monitor your overall progress, viewable from your computer or smart phone. 

Better credit. Better life!

  • Get the best unsecured credit cards
  • Buy the home of your dreams.
  • Get approved for a low interest loan.
  • Get better car insurance rates.
  • Live the life you deserve.

Our Most Frequently Asked Questions

Credit repair is the process of addressing unfair and questionable negative items from your credit report. Many Americans are victims of inaccurate or unfair items wrongfully lowering their scores. Some don’t even know.

Unfortunately, there’s no way to predict how long it will take to repair your credit because every client’s credit situation is unique. You must be willing to commit to at least 6-9 months of service (Service times may vary)

The cost is a small monthly fee of $19.99 paid to IdentityIQ, and it’s a necessary expense because it’s the only way for us to see real-time changes to your reports and scores, so we can effectively help you achieve your credit goals. Therefore, If your credit monitoring service is canceled for any reason, we will have no choice but to cancel your credit repair service. You must keep your credit monitoring service ACTIVE throughout the credit repair process.

Good question! After you sign up for credit repair, we will send you an email to activate your client portal. Then you will be prompted to sign up for credit monitoring.

Have you ever made a late payment, denied a loan or credit card, or recently had your credit checked? Depending on your credit status, you might not even need credit repair. To help you find out if credit repair is right for you, we’d be happy to offer you a free credit analysis.

There is a one-time first work/setup fee of $99 charged after onboarding and phone consultation is completed. Your first monthly fee of $99 will begin a month later. You can cancel anytime. We provide you with whatever help you need to reach your credit score goals. And without the high cost!

  1. Stop applying for credit unless we recommend it (Each time you do it lowers your scores.)

  2. Do not close any accounts (This also lowers your score.)

  3. Pay your credit cards down to below 25% of the available credit line. This will make a huge positive impact on your credit score.

  4. Never spend more than 25% of the available credit line, even if you pay the balance off in full each month.

  5. Pay your bills on time! One late payment will lower your score dramatically and undo all the work we are doing.

  6. Pay off any past due bills before they’re sent to collections.

  7. Keep your credit monitoring account active throughout the credit repair process, so we can see the changes to your accounts and scores.

Good credit awaits! Are you ready to get started?

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